Truss Way Financial
Personal Loans for Bad Credit
If your credit history has setbacks, you can still review options carefully. Truss Way Financial is a marketplace, not a lender. One soft inquiry can check potential matches from a network of 50+ lenders without affecting your credit score; approval is never guaranteed.
What lenders may review
Lenders set their own criteria and may consider credit history, income, existing obligations, requested amount, and other information. Checking potential matches is not a promise that a lender will offer a loan or particular terms.
Compare affordability, not just eligibility
If you receive an offer, review its APR, fees, payment, term, and total repayment. Make sure the payment fits your budget and compare alternatives such as creditor hardship programs or nonprofit credit counseling.
Protect your credit and personal information
Use the initial soft inquiry to explore potential matches. Before a lender proceeds, read its privacy, credit inquiry, and loan disclosures. A lender may require a hard inquiry for a formal application.
Frequently asked questions
Can I get a personal loan with bad credit?
Lenders make individual decisions using their own criteria, so eligibility and terms vary. Truss Way Financial cannot promise an offer or approval.
Does the initial check affect my credit score?
No. The initial check uses a soft inquiry. If you continue with a lender, it may request a hard inquiry after disclosing that step.
Is Truss Way Financial the lender?
No. Truss Way Financial is a marketplace. Participating lenders determine eligibility, terms, and funding.